UBA TERMS

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Scope and Partial Nullity Icon  SCOPE & PARTIAL NULLITY
Payment & Dues Icon  PAYMENT & DUES
Contact Phone & Email Icon  AGREEMENT & DISPUTES
Mailing Permissions Icon  MAIL PERMISSIONS
Warranty & Disclaimers Icon  WARRANTY & DISCLOSURE

Transparent, Fair and Consistent

UBA has established comprehensive
set of Terms and Conditions.

Review key components of
UBA's Terms & Conditions below.

Questions, Call us at 866-438-4274

Become a Member



Providing a clear framework
for UBA Members

The United Business Association (UBA) has established a comprehensive set of terms and conditions to govern its operations and interaction with members. These terms and conditions are designed to ensure transparency, fairness, and consistency in all dealings. The United Business Association's terms and conditions are designed to provide a clear framework for membership, ensuring mutual benefits and responsibilities. Members are encouraged to review these terms regularly and reach out to the UBA with any questions or concerns.

Last Updated on 2/18/25

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Scope of the Terms and Conditions

The following Terms and Conditions apply exclusively to the current and future business relationships between the United Business Association (UBA) and its members. These terms serve as a binding agreement that delineates the rights, responsibilities, and expectations of both parties involved. By entering into this agreement, members acknowledge their understanding and acceptance of these terms, thereby facilitating a cooperative and productive relationship.

Applicability

  • Coverage: These Terms and Conditions are applicable to all aspects of the association's interaction with its members, encompassing membership processes, benefits, obligations, and the resolution of disputes.
  • Revisions and Updates: The UBA reserves the right to amend these Terms and Conditions as necessary to adapt to changes in the business landscape and regulatory requirements. Members will be duly informed of any significant modifications, and their continued engagement will signify acceptance of such changes.
  • Exclusivity: These terms are exclusive to the UBA and its members, superseding any previous agreements or understandings unless specifically noted.
  • Jurisdiction: The Terms and Conditions are governed by the laws of the jurisdiction in which the UBA is established, and any legal proceedings shall be conducted in this jurisdiction.

This framework is integral to maintaining a structured and transparent environment within the UBA, ensuring that all members are aware of their roles and the benefits they stand to gain from their involvement in the association.

Partial Nullity

In the event any provision of these Terms and Conditions is found to be unenforceable or invalid, such unenforceability or invalidity shall not render the entire Terms and Conditions unenforceable or invalid. Instead, the unenforceable or invalid provision will be severed, and the remaining provisions will continue to be in effect and enforceable. This ensures that the overall intent and operation of the agreement remain intact, allowing both the United Business Association and its members to continue their association under the remaining valid terms.

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Payment Terms

The United Business Association (UBA) outlines specific payment terms to ensure the smooth and efficient processing of membership dues. Members are required to adhere to these terms to maintain their active status within the association.

Initial and Recurring Dues

  • Payment Methods: Members can choose to pay their initial and recurring dues via Bank Draft (EFT) or Credit Card (American Express, MasterCard, or Visa).
  • Recurring Payments:
    - Payments are automatically drafted each month to maintain uninterrupted membership benefits.

    - If the membership's effective date is the 1st of the month, payments will be processed on the 5th of each month.

    - If the membership's effective date is the 15th of the month, payments will be processed on the 15th of each month.

    - Members wishing to cancel their membership must inform the UBA to stop recurring payments.
  • Membership Materials: Any exceptions to the standard payment schedule will be detailed in individual membership materials, which members are encouraged to review thoroughly.

By agreeing to these payment terms, members ensure continued access to the benefits provided by the UBA, fostering a stable and supportive association environment.




UBA Membership Dues

The United Business Association (UBA) provides comprehensive information on its membership dues, ensuring transparency and clarity for all members. It is important to understand the terms related to the payment and potential changes in membership dues. By understanding these terms, members can ensure they remain informed and in control of their UBA Membership Dues.

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Quotation and Price Information

Any quotation or price information regarding UBA membership dues is provided without obligation and is subject to change. Members will be notified of any changes with a thirty (30) day notice. Notification may be sent to the last known mailing address or email address on file. It is the member's responsibility to regularly check transactions on their account and to cancel with the Third Party Billing Administrator (TPA) when desired.

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Monthly Payments and Services

Every month, UBA processes payments for membership services and insurance premiums for any applicable group insurance programs on behalf of its members. This occurs regardless of whether the member uses the membership services or files a claim with the group insurance programs. Members are encouraged to refer to the Refund Policy for details on refunds.

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Billing and Third Party Administrator

The TPA for UBA is PCI-DSS and SOC 1 and SOC 2 certified, ensuring secure and compliant processing of payments. For all transactions by UBA made by H A Partners, Inc or HealthyAmerica Insurance Agency, Inc. will show the billing descriptor, UBAGAP8664384274 on your bank statement or credit card statement.

Please note that billing cancellation, and information on statements may vary depending on the billing TPA. The specific billing TPA will be listed on a member's ID card and in the Terms and Conditions section of the Membership Guide.



Refund and Cancellation Policy

The United Business Association (UBA) is committed to ensuring member satisfaction by offering a comprehensive refund and cancellation policy. Understanding this policy will help members make informed decisions and manage their membership effectively.

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30-Day Satisfaction Assurance & Refund Policy

UBA's refund policy is designed to provide members with flexibility and satisfaction. If you are not fully satisfied with your UBA benefits and services, you may cancel your membership and receive a refund, provided the cancellation occurs within the first thirty (30) days of enrollment. It's important to note that any premiums and dues paid cannot be refunded if a claim was filed, particularly if you were enrolled in an additional supplemental plans that included group insurance.

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Cancellation Process

To ensure a seamless cancellation experience, members are encouraged to follow the outlined procedures. Direct cancellation with the Third-Party Administrator (TPA) will guarantee accurate processing. The detailed steps and contact information for cancellation are as follows:

Contact Your Third-Party Administrator (on ID card). For a list of our TPA's, Go to our billing webpage.

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Methods for Cancellation

Members have multiple methods available to cancel their membership

  • Email: Send an email to info@ubamembers.com
  • Phone: Call 866-438-4274 (Available Mon-Thurs from 9am to 5pm, and Friday from 8am to 1:30pm CST).
  • Online Cancel Form: Complete the Cancellation Form
  • Member Portal: Access the portal at UBA Member Portal and send a general request.
  • Fax: Send a cancellation request via fax to 817-335-1270.
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Important Considerations

  • Do Not Cancel Through Your Agent: To ensure the cancellation is processed correctly, members should contact the TPA directly rather than through their agent.
  • Confirmation: Once a cancellation request is submitted, UBA will send a confirmation cancellation notice by email.
  • Variable Details: Billing and cancellation details may vary depending on the specific Third-Party Billing Administrator. Members should refer to their membership ID card and guide for the TPA that manages their membership.


By following these guidelines, members can ensure that their cancellation requests are handled efficiently and without any complications.



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Agreement & Disputes

The agreement entered into between you and the United Business Association (UBA) is governed by the laws of the State of Texas. This ensures that any legal interpretations, obligations, or disputes will be managed according to Texas state law, providing a consistent legal framework for all involved parties.

Exclusive Forum for Disputes

  • Venue and Jurisdiction: The State of Texas is designated as the exclusive venue for resolving any disputes arising out of this agreement. This means that any legal proceedings or actions related to the agreement must be initiated and conducted within the courts of Texas.
  • Acceptance of Jurisdiction: Both the member and the UBA agree to submit to the personal jurisdiction and legal venue of these Texas courts. By consenting to this jurisdiction, both parties acknowledge and accept that any legal matters will be addressed in this location, ensuring a clear and agreed-upon process for dispute resolution.

These provisions are designed to provide clarity and predictability in the event of disagreements between members and the UBA, facilitating a fair and efficient resolution process. Members are encouraged to familiarize themselves with these terms to fully understand their implications.



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Member Mailing List Permissions

As a condition of purchasing membership plans from the United Business Association (UBA), members agree to be included on the UBA's mailing list for receiving newsletters and other important communications. This inclusion is part of the terms and conditions that govern the membership. Here are the key points concerning the mailing list permissions:

  • Purpose of Communication: UBA periodically sends out newsletters and notices to keep members informed about their membership status, benefits, service updates, and new offerings. These communications are essential for staying updated about the opportunities and changes within the UBA.
  • Registration Details: The email address and mailing address provided during the membership application process will serve as the official contact points for receiving these communications. Members are included on the mailing list managed by the UBA, its Third Party Administrator (H A Partners, Inc.), or Marketing Agency (HealthyAmerica Insurance Agency, Inc., Agency CA License #0G32190).
  • Duration of Consent: This permission remains in effect until the member chooses to cancel their UBA membership. Members have the right to withdraw consent to receive email newsletters anytime through the UNSUBSCRIBE link provided in each email or our Unsubscribe link here.
  • Privacy Assurance: The UBA assures members that their email and mailing addresses will not be used for purposes other than those outlined in this agreement. Members' contact information is treated with respect to their privacy and is only used for authorized communications as part of the membership benefits.

By understanding and agreeing to these terms, members ensure that they remain informed about important updates and opportunities provided by the United Business Association.



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Warranty Policy

The United Business Association (UBA) aims to provide clarity and transparency concerning its warranty policy regarding goods and services. Members and participants should understand the scope and limitations of the warranties provided.

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Warranty Disclaimer

  • As-is Basis: Unless explicitly stated in a separate, written agreement between you and the UBA, or as required by applicable law, all goods and services offered by the UBA are provided on an "as-is" basis. This means that the UBA does not make any express or implied representations or warranties regarding the quality, performance, or suitability of the goods and services.
  • No Guarantee of Performance: The UBA does not warrant or guarantee the performance of any services provided. Members are encouraged to review the specifics of each service to determine its appropriateness for their needs.
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Service and Plan Cost

  • Subject to Change: Both the services offered and their associated costs are subject to change. This allows the UBA to adapt to market conditions and ensure that members have access to relevant and up-to-date offerings.
  • Notification of Changes: Members will be informed of any significant changes to services or costs. It is the member's responsibility to stay informed of such updates to ensure their continued satisfaction with UBA offerings.


By understanding these terms, members can make informed decisions regarding their use of UBA's services and manage their expectations regarding warranties and performance.




Disclosures for United Business Association

The following disclosures are crucial for individuals considering membership in the United Business Association (UBA) and provide clarity regarding the nature of benefits and services available through association membership.

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Membership Benefits and Services

  • Discount Variability: The range of discounts available to members will vary depending on the provider type and services offered. Members are encouraged to review these variations to understand the potential benefits.
  • Performance Disclaimer: UBA does not warrant or guarantee the performance of any discount or service. Members should evaluate each service independently to assess its value.
  • Right to Modify Benefits: UBA reserves the right to modify any benefits and services by replacing them with comparable alternatives. Members will be notified of such changes if required by state law.
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Insurance and Coverage

  • Non-Qualifying Health Insurance: If any insurance is included in a UBA plan, it should be noted that this is not considered basic health insurance or major medical coverage. It does not qualify as minimum essential coverage under the Affordable Care Act as per M.G.L. c. 111M and 956 CMR 5.00. These supplemental insurance benefits are not and do not qualify as Medicare prescription drug plans.
  • Membership Requirement: Enrollment in association group insurance programs is contingent upon being a member of the United Business Association. Without membership, access to these programs is not available.
  • Group Insurance Policies: Various insurance companies have issued group insurance policies to the UBA as the group master policyholder.
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Membership Details

  • Review of Membership Guide: Members are urged to review the membership guide thoroughly to understand the full scope of benefits and services, including terms, conditions, details, definitions, age limits, state availability, and limitations.
  • Supplemental and Additional Services: Membership in UBA allows access to additional membership programs, such as Group Supplemental Insurance and non-insurance Benefit Boost, an a la carte non-insurance health and wellness service. However, purchasing or enrolling in these additional membership plans is not required for UBA membership.


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